Advantages:
Stylish: Looking for a hip and stylish prepaid card with great features? Look no more. I found out the BabyPhat Rushcard gives you the same benefits as other cards but does it with class. Who says you can’t live in style just because you have little or bad credit? When I first saw the line of Rushcard prepaid Visas, I knew I had to include them in my ten best bad credit cards. One glance and your friends will know this isn’t an ordinary Visa card.
Allows Higher Deposits: While other cards limit your direct deposits to $999 per day, this card allows you to direct deposit as high as $5,000 in a calendar day. If you need a debit card that can handle larger sums of money, I think you should seriously consider this prepaid card.
Two Convenient Plans: You can choose from a Monthly Plan and a Pay As You Go Plan. If you plan on using the card a lot, you’ll save more money by signing up for the Rushcard Monthly Plan.
Rebuild Your Credit: This is one of the few prepaid cards to offer you a chance to rebuild your credit.
Disadvantages: Card won’t work at card terminals located at the pump. You have to swipe the card at the counter.
BabyPhat Prepaid RushCard Advertised Features:
- Show your style with the BabyPhat RushCard
- Guaranteed approval*
- No Credit Check
- Free Direct Deposit
- No Overdraft Fees/ No Check Fees/ No Interest Fees
- Free Credit Builder
- 56% of cardholders save over $300/ year using the RushCard
- Make money with our Refer A Friend Program
- Reloadable with a $10,000 maximum balance
- Free Email/ SMS Alerts
Summary of Important Terms & Conditions:
I’ve listed the key features credit experts advise you to study carefully. In an effort to provide you with the most accurate information, I update my website monthly. However banks update their terms and conditions periodically so for a comprehensive listing of the latest terms and conditions, click on the card image below.
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Monthly Fee: $9.95 for the Pay Monthly Program. Monthly fee waived for the Pay As You Go Program
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Minimum Load Requirement:
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Activation Fees: $3 for Pay Monthly Program / $19.95 for Pay As You Go Program
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Application Fees: -0-
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Processing Fees: -0-
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Load Fee: None. Designated Loading Points and Third Party Service Providers may charge a fee
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Transaction Fee: Pay Monthly Program charges $1.00 for PIN transactions.
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Bill Payment Fee: $1.00 per transaction after paying $2.00 enrollment fee for online bill payment services
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Reports to 3 Major Credit Bureaus: Optional Rushpath To Credit service reports your monthly or recurring payments to LexisNexis and PRBC a national credit reporting agency
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ATM Withdrawal Fee: Pay Monthly Program offers you two FREE domestic withdrawals per month-$2.50 for each additional withdrawal after first two (2). Pay As You Go Program charges $1.95. ATM owner or network fees may apply.
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Over the Limit Fee: -0-
Apply now to get your own BabyPhat Rushcard! You’ll get a stylish card with great benefits and higher deposits. The application process is quick and easy. Just click on the card below and you’ll be immediately forwarded to their on-site application.
Click On The Image Below To Apply
For more prepaid credit cards click here
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