Bobby’s Review:
Advantages:
Free In-Network ATM withdrawals: You’ll love the Green Dot Prepaid Mastercard if you make lots of monthly ATM withdrawals. I found out there’s no charge for ATM withdrawal when you use in-network ATMs.
Save Time: No more waiting in long check cashing lines
Save Money With No Monthly Fees This is a great prepaid card if you use direct deposit and make plenty of transactions each month. You won’t incur monthly fees so long as you meet the minimum deposit or transaction requirements.
Unlimited Signature and PIN Transactions: Your low monthly fee includes all signature and PIN transactions.
Disadvantages: You’ll spend more in monthly fees if you don’t meet the minimum monthly deposit requirements or transaction quantity.
Green Dot Prepaid Mastercard Advertised Features:
- Free Online! Save $5 over retail price
- Free ATM withdrawals at thousands of ATMs
- Monthly Charge waived when you make 30 purchases or load $1,000
- Free Online Bill Pay
- $10 Credit and Free Loading with Direct Deposit
- No credit check, EVER
- No bounced check fees or outrageous interest charges
Summary of Important Terms & Conditions:
I’ve listed the key features credit experts advise you to study carefully. In an effort to provide you with the most accurate information, I update my website monthly. However banks update their terms and conditions periodically so for a comprehensive listing of the latest terms and conditions, click on the card image below.
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Monthly Fee: $5.95 per month ($6.95 for the NASCAR Prepaid Visa Card). Monthly fee is waived if you load at least $1,000 during the monthly billing cycle or make at least least 30 purchase transactions.
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Minimum Load Requirement: $10 for the first load, $10 minimum for each subsequent load
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Activation Fees: Purchase Fee varies by retailer, up to $4.95.
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Application Fees: -0-
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Processing Fees: -0-
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Load Fee: Retail locations can charge up to $4.95. Payroll deposits are free.
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Transaction Fee: -0-
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Bill Payment Fee: -0-
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Reports to 3 Major Credit Bureaus: No
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ATM Withdrawal Fee: Free at in-network ATMs, non-network ATMs-$2.50 fee.
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Over the Limit Fee: -0-
Whether you’re looking for the convenience of a credit card or trying to find a great alternative to check cashing places, I think you’ll find the Green Dot Prepaid Mastercard a great choice. Unlike other cards, you’ll get unlimited signature and PIN transactions for a low monthly fee. The application process is quick and easy. To apply, just click on the card below and you’ll be immediately forwarded to their on-site application.
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