ReadyDebit Visa Prepaid Card

Ready Debit Visa Prepaid Card

by Bobby on August 12, 2009

Advantages:

Rebuild Your Credit: If you want a versatile prepaid card with a $10,000 high limit and the ability to rebuild your credit, you need to check out this Ready Debit Visa Prepaid Card.  Unlike many prepaid cards, this card can actually help you begin to establish a positive credit history by reporting bill payments to PRBC.

Save Time: No more waiting in long check cashing lines

Save Money With Low Monthly Fees: The competitive flat monthly service charge keeps your maintenance fees down.  This card also offers a lot of FREE benefits.

Your Deposits Are Safe: You’ll have peace of mind knowing your deposits are FDIC insured.

Choice of Plans: You get a choice between a Basic Plan or a Select Plan which offers unlimited signature and PIN transactions  is less expensive than other similar high end prepaid cards.

Disadvantages: For the benefits offered, the monthly costs of the Basic Plan is not as competitive as other prepaid cards.

Ready Debit Visa Prepaid Card Advertised Features:

  • 100% Approval Guaranteed! – No Chexsystems or credit checks, bankruptcy okay!
  • Now with FREE Credit Builder!
  • Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
  • Pay Nothing Now! – No deposits or prepayments required to get your card.
  • FREE Direct Deposit! – stop paying to cash your paycheck.
  • FREE phone and online access to your account!
  • No declined transaction fees!
  • Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
  • Safer than cash – All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
  • Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!
  • Subject to I.D. Verification

Terms & Conditions:

I’ve listed the key features credit experts advise you to study carefully.  In an effort to provide you with the most accurate information, I update my website monthly.  However banks update their terms and conditions periodically so  for a comprehensive  listing of the latest terms and conditions, click on the  card image below.

  • Monthly Fee: $8.95 for the premium plan which includes unlimited signature and PIN transactions.  The Basic Plan is $4.95 per month.
  • Minimum Load Requirement: $10
  • Activation Fees: -0-
  • Application Fees: $9.95
  • Processing Fees: -0-
  • Load Fee: None.  Load retailer may charge a fee.
  • Transaction Fee: The Select Plan has free signature and PIN transactions.  The Basic Plan has free signature transactions, but PIN transactions incur a $0.95 charge.
  • Bill Payment Fee: -0-
  • Reports to 3 Major Credit Bureaus: Bill payments are reported to PRBC®
  • ATM Withdrawal Fee: $2.25 for domestic plus ATM owner’s fee, if any
  • Over the Limit Fee: -0-

Whether you’re looking for the convenience of a credit card or trying to find a great alternative to check cashing places, I think you’ll find the Ready Debit Visa Prepaid Card a great choice. The application process is quick and easy.  Plus you’ll have peace of mind knowing your money is FDIC insured!  To apply, just click on the card below and you’ll be immediately forwarded to their on-site application.

Click On The Image Below To Apply

READYdebit™ card

READYdebit™ card

READYdebit™ card

For more prepaid credit cards click here

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