First Option Secured Visa Credit Card

Advantages:

Rebuilds Your Credit: The First Option Secured Visa credit card is perfect if you have no credit or bad credit.    This starter secured card was designed to help you build a positive credit history by reporting to the three major credit bureaus.   As I mentioned in my credit articles, this secured credit card is a vital tool to helping you quickly build good credit.

Get All The Benefits of a Normal Credit Card: This card looks just like a normal credit card and you get all the same features.

Allows You Up to $5,000 of Secured Credit-Just deposit whatever you want the credit limit to be.

Disadvantages: There is no grace period for new purchases.

First Option Secured Visa Credit Card Advertised Features:

• Get a REAL Visa® Credit Card!
• Up to $5,000.00 Secured Line of Credit!!
• Be Approved Regardless of Credit History or Income!!!
• Guaranteed Approval!

Apply Today!

*Find more secured credit cards.  Click here for free articles tips on choosing a credit card for bad credit*

Summary of Important Terms & Conditions:

I’ve listed the key features credit experts advise you to study carefully.  In an effort to provide you with the most accurate information, I update my website monthly.  However banks update their terms and conditions periodically so  for a comprehensive  listing of the latest terms and conditions, click on the  card image below.

• Annual % Rate: Fixed rate of 19.5% to purchases and cash advances
• Other APR: -0-
• Annual Fee: $59
• Grace Period: None
• Deposit Requirement: Minimum deposit is $300; maximum is $5,000
• Activation Fees: -0-
• Application Fees: -0-
• Processing Fees: $99.95
• Reports to 3 Major Credit Bureaus: Yes
• Method of computing Balance for Purchases: Average Daily Balance (including new purchases)
• Minimum Finance Charge: $0.50 per month when there is an outstanding balance
• Calculation of Finance Charge:
• Cash Advance Fee: 2% of advance (min $1, max $20)
• Balance Transfer Fee:
• Late Payment Fee: $20
• Over the Limit Fee: $20
• Returned Item Fee:
• Telephone Payment Fee:
• Option to Convert to Unsecured Status: N/A

Whether you want to build AAA new credit or just looking to fix your bad credit, I think you’ll find the First Option Secured Visa credit card a great choice among secured credit cards.  You’ll get the benefits of  a low annual fee and a generous starting credit limit. To apply now, click on the link below  to get your own card.

Click On The Image Below To Apply

*Find more secured credit cards.

Click here for free articles tips on choosing a credit card for bad credit*

About New Millennium Bank

The First Option Secured Visa credit card is offered by New Millennium Bank.  New Millennium currently has two offices to serve its customers at 57
Livingston Avenue, New Brunswick, NJ and 695 Hamilton Street, Somerset, NJ.
The Bank offers a full range of Internet banking services to support its
retail and commercial customers.  In addition to its active and creative
commercial lending department, New Millennium Bank is a Nationwide Preferred Small Business Administration (SBA) Lender, lending primarily in New Jersey, New York and Pennsylvania.  New Millennium Bank also offers secured credit cards such as their Secured Gold Visa Card or Mastercard throughout the United States to help individuals re-establish their credit.

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