Advantages:
Generous Secured Credit Line: With the Next Millennium Secured Mastercard, you can deposit up to $5,000 credit limit. Like the First Option Visa, this card provides some solid basic features in a secured card.
Rebuilds Your Credit: Like the other New Millennium card, this one helps boost your credit score by reporting your payment history to the 3 major credit reporting bureaus. As I mentioned in my credit articles, this secured credit card is a vital tool to helping you quickly build good credit.
Get All The Benefits of a Normal Card: This card looks just like a normal credit card and you get all the same features.
Disadvantages: There is no grace period for new purchases
Next Millennium Secured Mastercard Advertised Features:
- No credit check*
- Approved regardless of credit history
- Secured credit limit of up to $5,000.00
- Get cash at over 740,000 ATMs
- Accepted wherever MasterCard® is accepted
*Find more secured credit cards. Click here for free articles tips on choosing a credit card for bad credit*
Summary of Important Terms & Conditions:
I’ve listed the key features credit experts advise you to study carefully. In an effort to provide you with the most accurate information, I update my website monthly. However banks update their terms and conditions periodically so for a comprehensive listing of the latest terms and conditions, click on the card image below.
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Annual % Rate: 19.5% for purchases and cash advances
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Other APR: -0-
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Annual Fee: $59
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Grace Period: None
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Deposit Requirement: Initial Minimum deposit can as low as $300 to as high as $5,000.
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Activation Fees: -0-
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Application Fees: $99 for one applicant; $10 for co-applicant
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Processing Fees: -0-
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Reports to 3 Major Credit Bureaus: Yes
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Method of computing Balance for Purchases: Average Daily Balance (including new purchases)
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Minimum Finance Charge: $0.50 per month
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Calculation of Finance Charge: Average Daily Balance
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Cash Advance Fee: 2% of advance (Min $1, Max $20)
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Balance Transfer Fee:
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Late Payment Fee: $20
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Over the Limit Fee: $20
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Returned Item Fee:
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Telephone Payment Fee:
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Option to Convert to Unsecured Status: N/A
Whether you want to build AAA new credit or just looking to fix your bad credit, I think you’ll find the Next Millennium Secured Mastercard a great choice among secured credit cards. You’ll get the benefits of a low annual fee, a generous credit limit, and other great benefits. To apply now, click on the link below to get your own Next Millennium Secured Mastercard.
Click Below To Apply
*Find more secured credit cards.
Click here for free articles tips on choosing a credit card for bad credit*
About New Millennium Bank
New Millennium Bank currently has two offices to serve its customers at 57
Livingston Avenue, New Brunswick, NJ and 695 Hamilton Street, Somerset, NJ.
The Bank offers a full range of Internet banking services to support its
retail and commercial customers. In addition to its active and creative
commercial lending department, New Millennium Bank is a Nationwide Preferred Small Business Administration (SBA) Lender, lending primarily in New Jersey, New York and Pennsylvania. New Millennium Bank also offers secured credit cards such as their Secured Mastercard throughout the United States to help individuals re-establish their credit.
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